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Tax Deadlines

Important Tax Deadlines

Mark your calendar with these tax filing and retirement account deadlines. Doing so can help simplify your financial life and may help you avoid IRS penalties.

31 January

January 31, 2019 is the deadline for employers to mail out W-2 forms and for businesses to send 1099 statements, which report non-employee compensation, bank interest, dividends and distributions from a retirement plan, and help calculate your total taxable income.

1 April

April 1, 2019 is the 2018 required minimum distribution (RMD) deadline for individuals who turned age 70½ during 2018 (born after June 30, 1947 and before July 1, 1948).

The April 1 deadline only applies to the first RMD after turning 70½. The deadline for subsequent years is December 31.

15 April

April 15, 2019 is the due date to file your 2018 federal income tax return electronically or postmark your paper submission.

If you want a 6-month extension of time to file your federal income tax return, you must file Form 4868 and pay what you estimate your owe in tax to avoid penalties and interest.

April 15 is the last day to contribute to a traditional or Roth IRA account for 2018.

15 October

Individuals who filed for an extension needs to file their 2018 federal income tax return, must file and pay any tax, interest and penalties due by October 15, 2019.

31 December

December 31, 2019 is the deadline to take required minimum distributions (RMDs) for 2019 tax year, applies to individuals born June 30, 1948 or earlier.

December 31 is the last day to convert a Traditional IRA to a Roth IRA for the 2019 tax year.

The deadline to sell non-qualified securities to realize a gain or loss for the 2019 tax year is December 31, 2019, if appropriate.

December 31 is the last day to make charitable gifts which may qualify for a federal income tax deduction on your 2019 return.